Regulators: Don’t be afraid to innovate when it comes to BSA compliance

first_img continue reading » Federal financial regulators, including the NCUA, recently issued a joint statement encouraging banks and credit unions to “consider, evaluate and where appropriate responsibly implement innovative approaches” to meet their BSA compliance obligations.Here are my takeaways, but please read the memo and decide for yourself how best to integrate this joint statement into your compliance framework if you think it’s appropriate.Developing technology, such as artificial intelligence, is well-suited for helping credit unions enhance their BSA programs.Far from discouraging innovative approaches, regulators are encouraging pilot programs to test and validate the effectiveness of these new approaches. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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The Masters: Tiger Woods explains lonely feeling of making a 10 at the 12th | Golf News

first_img“I didn’t commit to the wind, and I also got ahead of it and pushed it, too, because I thought the wind would come more off the right and it was off the left, and that just started the problem from there” By Keith JacksonLast Updated: 15/11/20 7:29pm – Advertisement – Tiger Woods says that it will be a whole different Masters tournament come April after a testing final day for last year’s winner Tiger Woods admitted it was a “lonely” experience dealing with making a 10 at the par-three 12th on Masters Sunday, but he was proud of his fightback over the last six holes.Woods, understandably disappointed at the prospect of having to present a new champion with a Green Jacket, was scuppered by the changing wind direction at the iconic 12th and came up short with his tee shot before dumping another in Rae’s Creek.His fifth sailed over the green and into the rear bunker, and worse was to follow when he bladed his first splash-out and donated a third ball to the water before he finally holed out for a septuple-bogey 10 – the first double-figure score on any hole in his professional career. – Advertisement – – Advertisement – But his response to adversity was remarkable, hitting back with a birdie at the next before closing with four in a row to salvage a 76 and ensuring he would finish in red numbers for the tournament.“I committed to the wrong wind,” he said when asked what went wrong at the 12th. “The wind was off the right for the first two guys, and then when I stepped up there, it switched to howling off the left.“I didn’t commit to the wind, and I also got ahead of it and pushed it, too, because I thought the wind would come more off the right and it was off the left, and that just started the problem from there. Woods rallied to birdie five of the last six holes Woods rallied to birdie five of the last six holes

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Suarez wins writers’ award

first_imgLiverpool forward Luis Suarez has been voted the 2014 Footballer of the Year by the Football Writers’ Association. Press Association The Liverpool forward will be honoured with the prestigious FWA accolade, which has been running since 1948, at a gala dinner at the Lancaster London Hotel on May 15. Suarez was last week also named Player of the Year by the Professional Footballers’ Association. FWA chairman Andy Dunn, of the Sunday Mirror, said: “Those members who have been fortunate enough to be working at a match involving Luis Suarez have witnessed an astonishing talent first-hand. “Tireless endeavour allied to extraordinary imagination makes an irresistible combination. Add ingenious, impudent finishing and you have a footballer who truly quickens the pulse. “Luis is a remarkably gifted addition to the long and distinguished list of winners of our award.” In a poll that saw 10 different players collect votes, Suarez collected 52 per cent of the overall vote, ahead of his club captain, Gerrard, with Manchester City midfielder Yaya Toure in third place. Suarez received two votes in last year’s FWA poll, which was won by then Tottenham winger Gareth Bale, and has come full circle since serving a 10-match ban for biting Chelsea defender Branislav Ivanovic. Dunn added on Sky Sports News: “There was a groundswell of support for him last season, but our voting opened 12 hours after the biting incident at Anfield, so I think that was taken into account. “I must stress the importance in this award that the football writers are asked to base their decision on obviously the footballing contribution throughout the season, but also to take into account the player’s behaviour – the original citation for the FWA award back in 1947/48 mentioned ‘precept and example’, so that is taken into account. “While no-one would say Suarez is whiter than white, you would have to say his behaviour all throughout the season has been very good and I think the football writers have taken that into account, an element of redemption if you like, and allied with those 30 goals, and the sensational talent he has displayed all season, that made him a very, very popular choice.” center_img The Uruguay international, 27, topped the poll of 300-plus journalists with a victory over Anfield team-mate Steven Gerrard, the England captain. Suarez’s 30 goals have helped propel Brendan Rodgers’ men towards a first championship in 24 years. last_img read more

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March Madness 2019: 3 takeaways from Duke’s ACC Tournament win over North Carolina

first_imgDuke-North Carolina Round 3 did not disappoint.Zion Williamson put his team ahead on a tip-in with a little more than 30 seconds to play and the Blue Devils held on for a 74-73 victory, despite a pair of missed free throws by RJ Barrett down the stretch. Duke star Zion Williamson on ending college career after injury: ‘Thanks, but no thanks’ Johnson finished with 23 points for North Carolina in the losing effort.Here’s three takeaways from Duke’s win:Cam Reddish continues to be inconsistentCam Reddish failed to make an impact for the second straight game.The freshman forward finished with just six points on 3-of-7 shooting in 24 minutes, one day after he tallied seven points in Duke’s win over Syracuse.Reddish, who is averaging 14 points this season, is a threat from behind the 3-point line and adds another element to Duke’s offense when he is playing well. But, he sometimes fails to look for his shot and disappears for large stretches.Duke will be even more dangerous in the NCAA Tournament if Reddish — a projected top-five pick in the 2019 NBA Draft — plays up to his potential.Duke received contributions from unlikely placesCoach Mike Krzyzewski elected to go deep into his bench when the Blue Devils fell behind by double digits midway through the first half and the strategy worked.Krzyzewski sent in backup point guard Jordan Goldwire and seldom used forward Antonio Vrankovic. The pair gave Duke a much-needed energy boost and helped it erase its deficit.Goldwire tallied two points and two rebounds in the first half while Vrankovic added a basket and two assists. Duke ended up closing the period on a 24-11 run to tie the score.Goldwire and Vrankovic — who has appeared in just 16 games this season for the Blue Devils — both started the second half and finished with 27 and 10 minutes, respectively.The committee will have a tough time seeding these twoThe committee will have a difficult time seeding these two teams.North Carolina defeated Duke twice during the regular season, but Williamson was sidelined for both of those games. Meanwhile, the Blue Devils secured a victory Friday when both teams were near full strength. Duke and North Carolina are both in contention for a top spot in the NCAA Tournament and an argument can be made for either.The Blue Devils resume can get better, and they’ll almost certainly clinch a No. 1 seed, with a victory over Florida State in the ACC championship. North Carolina could also receive a prime position in the bracket, even with the loss Friday. Zion REFUSED to be denied in crunch time! ❄️@DukeMBB | @ZionW32 pic.twitter.com/7nmAmsYxUp— NCAA March Madness (@marchmadness) March 16, 2019Coby White had a chance to win it for North Carolina at the buzzer, but his contested jumper banged off the rim and Nassir Little’s follow up attempt was off the mark.NO DICE FOR COBY WHITE.DUKE WINS. pic.twitter.com/KHochdk3hY— CBS Sports CBB (@CBSSportsCBB) March 16, 2019Williamson, who sprained his knee less than 40 seconds into the teams’ first matchup and missed the second with the injury, registered a game-high 31 points and grabbed 11 rebounds to lead Duke to the victory. Barrett chipped in 15 points, eight rebounds and seven assists but was five of 15 from the field. Related Newslast_img read more

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